Your Financial Partner Through all Life’s Twists and Turns
Wolff Financial provides comprehensive financial planning. From cash flow optimization to retirement planning, Brittany helps clients plan for their optimal financial futures.
$600 one time fee
+ $3,600 annually
$900 one time fee
+ $5,400 annually
Above reflects typical fees for our clients, however, these may be adjusted based on complexity. Fees may be paid via ACH on a monthly basis or debited from investment account if managed by Wolff Financial.
The Discovery Meeting will help Brittany assess if she is the right fit for you. If we decide to move forward with financial planning, we will send a proposal and onboarding materials after this meeting.
VALUES, GOALS & MINDSET MEETING
During the Values, Goals, and Mindset Meeting, we will dive deeper into what you desire most and what money means to you. The goal of this meeting is to set overarching goals that will guide your financial plan.
The Embark Meeting is when Brittany will present you with next steps to reach your goals. Don't worry, she won't just hand you a 100-page report and send you on your way. She will serve as your accountability partner as you execute your financial plan.
The Organization Meeting will help you sort through your financial life. This will not only help us with gathering information for the financial plan, but also give you peace of mind knowing that all of your information is in order.
CASH FLOW MEETING
The Cash Flow Meeting is where we will go over your historical spending habits and create a system that you can stick to moving forward.
PLANNING MEETINGS & CHECK INS
Life happens, so we will keep in touch to stay on top of any changes that need to be made and keep you up to date on your progress. This looks like a Spring and Fall Planning Meeting and periodic check ins for accountability.
CASH FLOW & DEBT MANAGEMENT
Brittany will work with you to assess your current income and expenses. Together, you’ll determine how to best manage your cash flow and prioritize outstanding debt, keeping in mind available tax benefits, interest rates, and your overall financial goals.
EMPLOYEE BENEFITS OPTIMIZATION
Brittany can support you in making the most of your own employee benefits, such as your 401(k) or savings plans. If you own your own business, Brittany can also help you identify the employee benefits solutions best suited to your business needs and personal retirement goals.
Whether you are just getting started or at the peak of your career, Brittany can help you understand your current position in relation to your retirement goals, as well as steps to take to increase the likelihood that your wealth outlives you.
Brittany can help uncover the best investment vehicles and strategies, given clients’ unique investment goals and risk preferences. She can also provide guidance on how to open an investment account at an established broker/dealer.
Risk is inherent in your financial picture, but understanding how and when to manage it is key to your financial success. Brittany is skilled at helping clients understand their exposure and make decisions related to risk.
Whether you’re looking to set aside college tuition funds for your children or your grandchildren, Brittany can help you determine how much to save and for how long. She can also assist you in understanding eligibility for financial aid and the best ways to fund post-secondary education.
In conjunction with your personal attorney, Brittany can help you gather and create the proper arrangements—including a will, trust, and tax strategy, among other documents—to protect your family legacy.
From life, disability, and health insurance to home, automobile, and long-term care insurance, Brittany supports clients as they navigate possible insurance options and helps them understand how to select policies that provide the proper protections.
TAX PLANNING STRATEGIES
A current understanding of tax provisions that affect you and your business can help you manage your income and investments efficiently. Brittany works with clients and their tax professional to understand how to minimize the impact of taxes on their overall financial picture.
Brittany helps clients bridge the gap between where they are right now and where they hope to be someday. She will identify the steps and budget management techniques you need to meet your financial goals.